Home Improvement Grants & Loans

The Fridley Housing and Redevelopment Authority (HRA) provides a variety of housing rehabilitation programs to help Fridley residents maintain and improve their homes and apartments. The following is a summary of the programs available. Loan and grant programs can be used simultaneously for eligible projects.

Home Advising

  1. Remodeling Advisor
  2. Home Energy Squad

Free Remodeling Advisor Visits

Not sure where to begin? This FREE service for Fridley homeowners includes a visit to your home to assist with remodeling ideas, evaluate necessary repairs and improvements, and assist with reviewing bids. Call 612-335-5884 to schedule an appointment.

Home Improvement Loans

  1. Low Interest
  2. Multi-Family Exterior
  3. Mobile Home 
  4. Emergency Deferred 
  5. Down Payment
  6. Senior Deferred

Low Interest Loan

  • 4 percent fixed rate*
  • Loan amounts from $1,000 - $50,000 - perfect for any size project
  • No income limits
  • Affordable payments with terms up to 20 years
  • Available for single-family homes

*Interest rates are subject to change following action by the HRA Board 

Learn more and apply online for the Low Interest Loan.

Rebates & Grants

  1. Insulation Rebate
  2. Residential Paint Rebate
  3. Water Rebate
  4. Front Door Grant

Insulation Rebate

Increased insulation may improve your home's efficiency and comfort. This program will match utility (CenterPoint Energy or Xcel Energy) insulation rebates up to $500 for projects completed after January 1, 2022. 

Program Guidelines and Eligibility

  • Rebates available for attic air sealing, attic insulation, wall insulation, and rim joist installation projects that have received a utility insulation rebate.
  • All insulation work must have been completed after January 1, 2022.
  • All applicants must have had a Home Energy Squad visit occurring after January 1, 2019 to qualify. (Applicants may apply for the rebate if their Home Energy Squad visit has been scheduled, but has not yet been completed, at the time of application.) 
  • The program only matches utility rebates; installer or manufacturer rebates do not qualify.
  • Receipt of utility rebate is required. Applicants must submit their application, including a copy of their utility rebate check, within 60 days of date on rebate check.
  • The Fridley rebate check will be issued to the same person listed on the utility rebate.
  • Rebate is only available to properties of 1-4 units.
  • Funding is limited and subject to availability. Rebates will be approved based on order of receipt. 
  • Checks will be mailed to recipient 2-3 weeks after application submission.

More Information

Home Energy Squad 
CenterPoint Energy Insulation Rebates
Xcel Energy Insulation Rebates


Email Nancy.Abts@FridleyMN.gov or call 763-572-3593

Anoka County Resources

Anoka County offers additional information for homeowners and renters, including home buying information, additional finance programs, fair housing, senior housing, foreclosure prevention and more.