Home Improvement Grants & Loans

The Fridley Housing and Redevelopment Authority (HRA) provides a variety of housing rehabilitation programs to help Fridley residents maintain and improve their homes and apartments. The following is a summary of the programs available. Loan and grant programs can be used simultaneously for eligible projects.

2023 Homeowner Programs Open House

Wednesday, February 8, 2023, from 5-7 p.m.
Fridley City Hall - 7071 University Ave NE, Fridley, MN

Join staff from the City of Fridley and the Center for Energy & Environment and have your questions answered about homeowner programs available in Fridley. Learn about grants, loans*, rebates and more! Free LED Lightbulb kits and public safety resources will be available.

Attendees are welcome to visit any time between 5-7 p.m. There will be no formal presentations given.

*Interest rates are subject to change following action by the HRA Board.

Home Advising

  1. Remodeling Advisor
  2. Home Energy Squad

Free Remodeling Advisor Visits

Not sure where to begin? This FREE service for Fridley homeowners includes a visit to your home to assist with remodeling ideas, evaluate necessary repairs and improvements, and assist with reviewing bids. Call 612-244-2470 to schedule an appointment.

Home Improvement Loans

  1. Senior Deferred
  2. Low Interest
  3. Multi-Family Exterior
  4. Mobile Home 
  5. Emergency Deferred 
  6. Down Payment

Senior Deferred Loans

CEE is currently accepting online applications for 2023 Senior Deferred Loans.

  • 0% interest rate
  • $25,000 maximum loan amount
  • No income limits
  • Residential properties eligible
  • Eligible improvements are most interior and exterior projects
  • Loan approval is subject to credit and program guidelines

Correction: The January/February 2023 edition of the Fridley Community Connection newsletter stated that Senior Deferred Loans are available to homeowners age 55+. To be eligible for this program, at least one borrower must be at least 62 years of age.

Rebates & Grants

  1. Front Door Grant
  2. Residential Paint Rebate
  3. Insulation Rebate
  4. Water Rebate

Front Door Grant Program 

Grant application deadline: Monday, March 6, 2023, 4:00 pm

Apply online for a Front Door Grant

This program is meant to provide an incentive for homeowners to increase the “curb appeal” of their home (and the City) by making improvements on the street side of their home. Regardless of visual impact, "Basic" routine maintenance projects (such as residing a home or replacing windows) may be included with a Front Door Grant only alongside the specified Beautification projects.

Grants are provided to pay for a portion of the improvements. Project tasks are considered either Basic or Beautification and the Grant amount varies based on type of work being completed. To be eligible for this program and receive the minimum grant of $1,000, homeowners must invest a minimum of $4,000 in projects from the specified "Beautifications Projects" listed below. 

Grant amount ranges from $1,000 up to $5,000. Beautification Projects are reimbursed at 25% of project cost. (Optional) Basic Projects are reimbursed at 15% of project costs. 

 

Eligibility:

  • Owner Occupied, Homesteaded, single family or duplex property
  • Current on property taxes
  • Property valued at less than $400,000 (Verify via Anoka County)
  • Beautification project must be visible from street in front of home
  • Work may not begin until project approval by City and HRA
  • May have received prior Fridley HRA Grants in previous years; however, priority will be given to those who have not previously received a grant
  • Projects must include at least one item and at least $4,000 worth of work from the Beautification Project list

Beautification Projects (25%)

$4,000 worth of Beautification Project work required

Basic Projects (15%)

Optional, once $4,000 Beautification Project minimum is met

Front door, storm door and/or garage door replacement

Roof

Sidelight windows by front door

Siding

Columns at front door

Painting

Covered front porch

Soffit / Fascia

Brick, stone or shakes

Trim

Permanent landscaping

Gutters

Driveway & Sidewalk repair & replacement

Windows

Window boxes & shutters

Retaining wall - repair or replace

Screening of utility boxes, garbage/recycling cans

Chimney repair, tuck-pointing, repointing

Decorative fence





Deck or Porch – front/side yard, visible from front

Eligible permanent interior upgrades, including but not to limited major remodeling, building an addition, or finishing previously unfinished space.


You will receive an automated notification once your online application is received. 

Applicants who have applied by the Front Door Grant Application Deadline of 2:30 pm on March 6, 2023, will be notified of their grant status the following week. Please do not contact the City to inquire about your grant status prior to March 15, 2022.

New for 2023: Readiness Scores

If applications exceed available funds, grants will be awarded by lottery, amongst eligible applicants. Priority will be given to those who have not previously received a Front Door Grant, and those who have demonstrate project “readiness”.

The following items will be reviewed to determine a project’s Readiness Score (ranging from 0-7 points). Items should be submitted at the time of application to be included in a Readiness Score. Applicants with a higher Readiness Score will have a higher probability of being selected for funding. 

Bids should be dated within a year of the application. Consultations should have been completed since January 2021. Readiness Scores will be calulcated based on the following materials:

+2 points: Applicant submits one bid, or, for DIY projects, a materials & price list

+2 points: Applicant submits additional bids, or, for DIY projects, a detailed implementation timeline including start & end dates of project components

+2 points: Applicant has received written recommendations as the result of a Remodeling Advisor visit (since January 2021). Written recommendations following a site visit from a licensed Architect or Landscape Architect or local agency staff will also be considered

+ 1 point: Applicant has completed a Home Energy Squad Visit and received written recommendations (since January 2021)

If you are selected for funding

If selected for a grant, Staff will send you a list of Next Steps, or a waitlist notice or notice of ineligibility if not selected. 

A grant Participation Agreement will be prepared based on the final bids (or materials lists) submitted to the HRA. (Alternately, if you submit bids at the time of application, you can confirm that you will be proceeding with the bids.) Your maximum grant amount will be determined at this time and cannot be increased. Funds are reserved for your project once the Grant Participation Agreement has been signed. If funds remain uncommitted as of Monday, April 24, 2023, they may be made available to other housing program applicants.

Projects should be completed within 6 months of signing the Grant Participation Agreement.

Front Door Grant Application Overview



Anoka County Resources

Anoka County offers additional information for homeowners and renters, including home buying information, additional finance programs, fair housing, senior housing, foreclosure prevention and more.